*Subject to credit check. From an order value of € 99 to € 5,000. With an effective annual interest rate of 0.00% p.a. and a fixed borrowing rate of 0.00% p.a. for loan agreements concluded in the offer period from 12.12.2024 to 23.12.2024 23:59 (CET). Term of 3, 6 or 12 months. The lender is PayPal (Europe) S.à r.l. et Cie, S.C.A., 22-24 Boulevard Royal, L-2449 Luxembourg. In accordance with Section 514 of the German Civil Code (BGB), consumers have a right of withdrawal for free loan agreements with a financing amount of €200 or more. Further information can be found in the withdrawal policy provided by PayPal. Eligible customers must give PayPal a SEPA direct debit mandate and have a German PayPal private account with a confirmed bank account as the source of payment.